Emily provides in-depth research and reports on the newest business tactics and industry trends because of her experience in finance and economics. Her writings assist our readers in staying one step ahead in the cutthroat world of business.
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A credit score is a key part of personal finance that often gets overlooked. This three-digit number takes many parts of your financial life—like how you use credit cards, pay back debts, your loan history, and even how you pay utility bills—and turns it into a very important measure that affects many areas of your life. This number, even if not mentioned, can affect important moments.
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Planning for retirement can be daunting, but if you expect to have a higher income in retirement, then a Roth IRA is a good choice for tax-free savings. A Roth IRA allows you to withdraw contributions and earnings tax-free in the future, unlike other retirement plans which require you to pay taxes on the money contributed at your current rate.
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