Emily Davis

Emily provides in-depth research and reports on the newest business tactics and industry trends because of her experience in finance and economics. Her writings assist our readers in staying one step ahead in the cutthroat world of business.

Here are 12 Personal Finance Tips Every College Graduate Should Consider

Here are 12 Personal Finance Tips Every College Graduate Should Consider

Every spring, a new crop of college graduates enters the “real world,” encountering a slew of problems, particularly in finance. If you funded your own schooling, you may already be prepared to face these problems. However, if you’ve relied on loans or family support, dealing with real-world finances might be jarring.

Can Changes in the Federal Funds Rate Affect Mortgage Rates?

Can Changes in the Federal Funds Rate Affect Mortgage Rates?

Some experts tell people buying homes not to worry about the federal funds rate, saying it doesn’t directly affect mortgage rates. However, there are connections to think about. Knowing what the federal funds rate is important—it shows the interest rate banks use when they borrow money from each other.

The Mortgage Calculator: Your Key to Finding Your Dream Home

The Mortgage Calculator: Your Key to Finding Your Dream Home

Mortgage calculators are helpful for people looking to buy a home. They show how much you can afford to spend and what your monthly payments will be. This information is useful whether you’re just beginning to look for a house or are getting ready to be approved for a loan. Knowing your budget can help you confidently look for a home.

Determining the Optimal Time to Freeze Your Credit

Determining the Optimal Time to Freeze Your Credit

Freezing your credit is one of the most effective safeguards against the growing menace of identity theft. Nonetheless, it remains a lesser-known tactic, with many ignorant of its availability, let alone the best times to use it. Essentially, a credit freeze prevents anyone, even yourself, from opening new credit under your name.

Investing in the Australian Economy: What You Need to Know

Investing in the Australian Economy: What You Need to Know

For people looking for good investment opportunities, not considering the Australian property market might mean they miss out. Information from the Foreign Investment Review Board indicates that many international investors are putting money into Australia’s growing housing market.